ANZ are warning customers of a scam text that is doing the rounds.

Here's an example of what it looks like.

There are two main types of scams like this that circulate by text.

The first tries to get you to submit personal data for nefarious purposes. Be aware of this.

The second is even more maliscious. This is where hackers can essentially take over your phone just by you clicking a link. It may not be obvious they have done this at first, but they can essentially control the camera, microphone, and see everything you do without your knowledge.

If you are running an old version of Android or iOS (iPhone) your phone can sometimes be hacked with a simple text message. With one particular Android vulnerability, you don't even need to open the message.

Unfortunatly for most Android users, security updates are few and far between. Unless your carrier issues a security update for your phone (which they rarely do) you're pretty vulnerable all of the time. You can root your device and install the latest version of Android yourself, if you don't mind spending a bit of time mucking around.

Apple recently found and fixed a security vulnerability in their iPhone, so if you have the latest software then you're ok.

As a general rule though, don't click on links from unknown sources. And don't forward links you are unsure about.

And keep your iPhone running the latest version of iOS.